GenMo Tech Private Limited is a technology company registered with the Securities & Exchange Commission of Pakistan under registration number 0194004. We are currently carrying out our pre-launch marketing in preparation for a future launch of GenMo App and Card subject to requisite regulatory approvals. GenMo is a technology provider and not a bank. Any financial service/product including any payment card will only be facilitated through the GenMo platform in partnership with the State Bank of Pakistan’s regulated financial institutions. Currently, through our Website and Application, we are only pre-registering user interest. We are not charging any payment against services or accepting any customer deposits/funds.
1. OUR SERVICES
While we pre-register user interest through our Website and Application during the pre-launch marketing phase, users may be able to:
Fill details on the Website (Name, Email and/or Number) to register interest
Download our Application and sign-up for a GenMo Account to register their interest
Participate in a financial education game that explains different concepts related to personal finance and money management (only for learning purposes)
2. YOUR RESPONSIBILITIES
3. CHANGES TO THESE TERMS
4. PAYMENT AND FEES
During our pre-launch marketing phase, we are not charging any fee for registering your interest and are not processing any payments through the GenMo Website, Application, or platform in general. Any financial service/product including any payment card will only be facilitated through the GenMo platform in partnership with State Bank of Pakistan’s regulated financial institutions after requisite regulatory approvals.
We take your and your child’s privacy very seriously and will not share the personal information provided by you or your child during pre-registering their interest at the GenMo App or Website with any third party.
6. ELIGIBILITY, ACCOUNT REGISTRATION, AND ACCOUNT TYPES
i. To register your interest, you are required to access our Website and provide certain information i.e. Your Name (First & Last), Your Email ID and/or Mobile Number.
iii. By pre-registering your interest, you consent to us contacting you about your interest in our services through email, phone, or through other contact information that you have chosen to provide.
iv. We reserve the right to suspend or terminate your registered interest at any time, including if any user content or information provided during the sign-up process or thereafter proves to be inaccurate, false, or misleading, in connection with any legal or regulatory requirement.
v. You may request that we cancel registered interest of your child at any time by contacting us at firstname.lastname@example.org. You will remain liable for all obligations related to your and/or your child’s account/interest even after its closure/cancellation from our end.
We retain all intellectual property rights belonging to GenMo, all of the content of our Website and Application, including the GenMo Logo is owned by us and may not be copied, downloaded, reproduced, used, modified, or distributed for personal or commercial use in any way without prior written permission of GenMo.
8. GOVERNING LAW
Any dispute or claim arising out of the or in connection with the Website or Application shall be governed by the laws of Pakistan.
We can't promise that your access to our Website, or its content, will be delivered uninterrupted or error-free, or that the Website will be free from viruses or other harmful properties. It is your responsibility to put in place satisfactory safeguards and procedures to make sure that any material you obtain through our site is free from contaminations or other harmful properties. We have taken every measure we can to prevent internet fraud and to ensure that any data collected from you is kept safe and secure. However, in the extremely unlikely event of a breach in the secure computer servers where your data is stored, we cannot be held liable. Under no circumstances will we be held liable for any direct, indirect, incidental, or other kind of loss or injury resulting from your use or downloading of any content on our site.
10. CONTACT US